THOMASVILLE, Ala., Nov. 21 /PRNewswire-FirstCall/ -- United Security Bancshares, Inc.'s (Nasdaq: USBI) Board of Directors declared a regular quarterly cash dividend of $0.27 per share at its regular meeting November 20, 2008, which represents a 3.8% increase over the regular dividend declared in the fourth quarter of 2007.

The dividend is payable January 2, 2009, to shareholders of record at the close of business December 12, 2008.

About United Security Bancshares, Inc.

United Security Bancshares, Inc. is bank holding company that operates nineteen banking offices in Alabama through First United Security Bank. In addition, the Company's operations include Acceptance Loan Company, Inc., a consumer loan company; FUSB Reinsurance, Inc., an underwriter of credit life and credit accident and health insurance policies sold to the bank's and ALC's consumer loan customers; and R2Metrics, Inc., a provider of investment and asset and liability management software, analytics and consulting services. The Company's stock is traded on NASDAQ Capital Market under the symbol "USBI."

Forward-Looking Statements

This press release contains forward-looking statements as defined by federal securities laws. Statements contained in this press release which are not historical facts are forward-looking statements. These statements may address issues that involve significant risks, uncertainties, estimates and assumptions made by management. USBI undertakes no obligation to update these statements following the date of this press release, except as required by law. In addition, USBI, through its senior management, may make from time to time forward-looking public statements concerning the matters described herein. Such forward-looking statements are necessarily estimates reflecting the best judgment of USBI's senior management based upon current information and involve a number of risks and uncertainties. Certain factors which could affect the accuracy of such forward-looking statements are identified in the public filings made by USBI with the Securities and Exchange Commission, and forward looking statements contained in this press release or in other public statements of USBI or its senior management should be considered in light of those factors. There can be no assurance that such factors or other factors will not affect the accuracy of such forward-looking statements.

SOURCE United Security Bancshares, Inc.